Kelso Features

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Kelso Features

A comprehensive overview of Kelso’s AI-powered capabilities for ESOP analysis and planning.

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Core Capabilities

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Natural Language Interface

Ask questions like you would to an ESOP expert:

• “What happens if we increase our contribution rate?”
• “How does our repurchase obligation change if turnover increases?”
• “What vesting schedule would minimize costs while staying competitive?”

Get expert answers that include:

• Direct answers to your questions
• Supporting data and analysis
• Visual charts and graphs
• Related considerations
• Recommended actions

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Repurchase Forecasting

Predict future obligations with confidence:

• Year-by-year obligation forecasts
• Multiple scenario modeling
• Cash flow impact analysis
• Sensitivity testing
• Monte Carlo simulations

Customizable assumptions:

• Turnover rates by demographics
• Valuation growth projections
• Future contributions
• Diversification elections
• Distribution patterns

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Plan Design Analysis

Evaluate plan design options:

• Vesting schedule comparisons
• Allocation formula modeling
• Eligibility requirement analysis
• Distribution policy impact
• Diversification feature evaluation

Compare scenarios side-by-side:

• Participant impact analysis
• Company cost projections
• Cash flow implications
• Competitive benchmarking
• Compliance verification

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Scenario Modeling

Test “what-if” scenarios:

• Growth rate variations
• Turnover assumptions
• Acquisition modeling
• Downsizing impact
• Valuation changes

Comprehensive outputs:

• Financial projections
• Participant account values
• Company contributions
• Repurchase obligations
• Cash flow statements

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Compliance Checking

Built-in regulatory knowledge:

• DOL prohibited transaction rules
• IRS coverage and non-discrimination tests
• ERISA fiduciary standards
• Valuation requirements
• Distribution regulations

Automated compliance alerts:

• Coverage test warnings
• Top-heavy test monitoring
• Anti-cutback violations
• Adequate consideration issues
• Required distribution tracking

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Advanced Features

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Multi-Year Forecasting

Forecast 10+ years into the future with:

• Participant lifecycle modeling
• Hiring and turnover projections
• Compensation growth trends
• Valuation trajectory analysis
• Obligation accumulation tracking

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Sensitivity Analysis

Understand which assumptions matter most:

• Identify key drivers of outcomes
• Test ranges of assumptions
• Visualize sensitivity
• Focus planning on critical factors
• Reduce forecast uncertainty

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Integration Capabilities

Connect Kelso to your existing systems:

• Payroll system integration
• Valuation data import
• TPA system connectivity
• Financial system exports
• Custom API access

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Reporting & Visualization

Professional outputs for stakeholders:

• Board presentation materials
• Trustee reports
• Management dashboards
• Participant communications
• Advisor deliverables

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Historical Analysis

Learn from your ESOP’s history:

• Analyze past trends
• Compare forecasts to actuals
• Identify patterns
• Improve future predictions
• Understand drivers of change

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User Experience

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Intuitive Interface

• Clean, modern design
• Natural conversation flow
• Visual results presentation
• Easy scenario saving
• Quick access to common tasks

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Fast Performance

• Instant responses to simple queries
• Complex scenarios in seconds
• Real-time updates
• No waiting for batch processing
• Always available

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Collaborative Tools

• Share analyses with team members
• Comment on scenarios
• Version control for plans
• Audit trail of decisions
• Export to common formats

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Data & Security

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Your Data, Protected

• Bank-level encryption
• SOC 2 Type II compliant
• HIPAA-ready architecture
• Regular security audits
• Granular access controls

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Data Ownership

• You own your data
• Export anytime
• No vendor lock-in
• Delete on request
• Privacy-first design

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Model Transparency

• Understand how Kelso makes recommendations
• See the data behind predictions
• Review assumptions used
• Challenge results
• Build confidence in outputs

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Platform Capabilities

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Multi-User Support

• Unlimited users per ESOP
• Role-based permissions
• Activity tracking
• Collaborative workspaces
• SSO integration

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Version Control

• Track changes over time
• Compare different plan designs
• Revert to previous scenarios
• Document decision rationale
• Maintain audit trail

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Integrations

Current integrations:

• Repurchase Forecasting Engine
• Common TPA systems
• Excel import/export
• API access

Coming soon:

• Additional TPA platforms
• Valuation firm systems
• Accounting software
• Document management

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Support & Training

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Included Support

• Email support (24-hour response)
• In-app chat
• Comprehensive documentation
• Video tutorials
• Webinar training sessions

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Premium Support (Enterprise)

• Phone support
• Dedicated account manager
• Custom training sessions
• Priority feature requests
• Quarterly business reviews

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Updates & Improvements

Kelso is continuously improving:

• Regular feature updates
• Model accuracy enhancements
• New integrations
• User-requested features
• Latest AI capabilities

All updates are included in your subscription at no additional cost.

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